Archive - December, 2014

How Do Americans Pay For College?

The latest national study on how Americans pay for college is out from Sallie Mae and Ipsos. The 2014 breakdown:

Student borrowing and parent borrowing were at 18% and 9%, respectively, in 2013–so that’s a pretty big decline in borrowing. Other key findings:

Mark Kantrowitz on The Value of College, Student Loans, and More

Mark Kantrowitz is the publisher of Edvisors.com and the co-author of Filing the FAFSA. He was kind enough to answer a few questions for us on the cost and value of college, students loans, and other related issues. Readers may recall that I’ve previously interviewed Anya Kamenetz, David Wilezol, and Robert Archibald. Consider this another installment in the series.

Could you tell us about the work of edvisors.com, and your role?

Edvisors.com is a comprehensive, up-to-date web site about planning and paying for college. It launched in June with coverage of more than 400 topics, including college savings, financial aid application forms, scholarships and grants, student employment, military student aid, student loans and education tax benefits. The web site has the largest glossary of financial aid and college admissions terminology.

I am publisher of Edvisors.com. Together with David Levy, editor of Edvisors.com, I act as a gatekeeper on the quality of the content on the web site. The seven Cs of Edvisors content quality are: clear, concise, correct, complete, current, consistent and context-sensitive.

We wrote a bestselling book entitled Filing the FAFSA. This book is available as a free download (in multiple formats). It is also available on Amazon.com in paperback format. Amazon.com has reduced the list price for the 2015-2016 edition, will be available by January 1, by over 60% to $9.45.

It seems that people are increasingly questioning the value of college. What’s your take?

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Are College Students Borrowing Blindly?

A new report from the Brown Center on Education Policy at Brookings finds that “about half of all first-year students…seriously underestimate how much student debt they have, and less than one-third provide an accurate estimate within a reasonable margin of error.”

Respondents estimates vs. actual levels of debt

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Eric Garner Was Unjustly Killed By Police

I stayed mostly silent on the Ferguson matter, which was murky because of the forensic evidence and the divergent accounts from witnesses. But this Eric Garner situation looks unambiguous to me. I’m happy to stand corrected (Prov. 18:17), but I can discern no reason whatsoever why an NYPD officer who put a man in a chokehold–in violation of NYPD protocol–and resulting in the man losing his life–should not be indicted on manslaughter charges. An indictment is not a conviction. It just creates the context in which a trial can go forward and/or a plea can be submitted.

Sean Davis makes the case:

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