One of the reasons I wrote Beating the College Debt Trap is that it seemed to me that millions of Americans don't know how the whole paying for college thing works. The system is intimidating, confusing, and complicated, so they stay clear of it altogether. A July 2015 study from the Urban Institute confirms my suspicions. As the U.S. News & World Report summarized: "A new study details how college is surprisingly affordable for the lowest income Americans. Yet fewer than half of them enroll in college, and 12 percent of those who do enroll fail to apply for financial aid." Here's … [Read more...] about Low-Income Americans’ Kids Can Go to College for Free